Website Disclosure

Brand and legal entity

My LTC Strategy is a public-facing brand operated by Consilio Financial Services, LLC.

Educational purpose

MyLTCStrategy.com is an educational resource operated by Consilio Financial Services, LLC and focused on long-term care planning and insurance-based funding strategies. Content is general in nature and intended to help families and advisors think through planning considerations.

Not personalized advice

Information on this website does not constitute personalized financial, legal, tax, accounting, medical, Medicare, insurance, or care advice. No personalized recommendation is made by website content alone. Personalized recommendations, if any, are made only after a direct planning conversation that considers an individual’s specific goals, health history, financial situation, and family circumstances.

Not securities or investment advisory services

Consilio Financial Services, LLC is focused exclusively on long-term care planning and insurance-based funding strategies through the My LTC Strategy brand. Securities, investment advisory services, and financial planning services are not offered through this website.

Product availability and underwriting

Insurance products are subject to underwriting approval. Availability, eligibility, premiums, guarantees, benefits, riders, and policy provisions vary by product, carrier, state, age, and health history. Not all applicants will qualify for coverage.

External links

Links to third-party websites are provided for educational reference only. A link does not imply endorsement, and we are not responsible for third-party content.

Licensed insurance producer

D. Chip Sroufe is a licensed insurance producer. License/NPN: 1426357. Licensed states: Arizona, Utah, California, Illinois, North Carolina, Wisconsin. See the Insurance License Information page for additional detail.

Summary disclosure